Simplicity UFC’s Blog & Video Library

As financial advisors, we know numbers tell a story. But behind every account balance, projection, or illustration is a person — often with fears, dreams, and life events that change everything. One client case reminds us just how critical it is to look beyond the portfolio and focus on what clients truly value: time, security, […]

Many clients approaching retirement want three things: ✅ Protection from market volatility ✅ Tax-efficient income ✅ A meaningful legacy for their family There’s a strategy that addresses all three — and it’s surprisingly simple. By combining the stability of a fixed indexed annuity with the long-term power of indexed universal life (IUL) insurance, advisors can […]

With the recent passage of what’s being dubbed Trump’s “One Big Beautiful Bill,” many high-net-worth families and business owners are feeling a premature sense of relief. The legislation—which notably raises the estate tax exemption to $15 million per person and seeks to permanently extend the 2017 individual tax cuts—is being hailed as a win for […]

For many high-income earners and successful business owners, filing a tax extension isn’t about procrastination — it’s a planning strategy. If you work with extended filers, the months between now and October are some of the most valuable on the calendar. It’s a chance to implement powerful tax-saving strategies, assess long-term planning goals, and deliver […]

For many pre-retirees, life insurance has long been the go-to tool for legacy planning. But what happens when it’s no longer feasible? Whether due to age, health limitations, or insurability challenges, some clients simply can’t qualify — or afford — the policies they once intended to use to pass on wealth. Fortunately, legacy planning doesn’t […]

Many advisors approach retirement planning with a focus on portfolio size, asset allocation, and beating benchmarks. But the reality? Those numbers don’t always reveal the real probability of success in retirement. In fact, two simple, strategic questions can uncover more about a client’s long-term security than any spreadsheet — and they have little to do […]

Premium financing has long been a powerful tool for high-net-worth individuals looking to acquire large life insurance policies without tying up significant capital. But there’s always been one major hurdle: external collateral. What if there were a way to eliminate that? Welcome to PremiumLife™ Flex — a modern, collateral-free premium financing strategy that allows clients […]

Building successful relationships with new clients is a cornerstone of business growth and sustainability. This article explores three crucial elements that contribute to the success of initiating and nurturing new client relationships. By understanding and implementing these key factors, businesses can create lasting connections, foster trust, and drive mutual success. 1. Effective Communication: The Foundation […]

  2025 is coming faster than we may think, bringing a crucial deadline for high net worth individuals and their financial advisors—the sunset of the Federal Estate Tax Exemption. This event marks a significant shift in the tax landscape, providing a unique window of opportunity for individuals to reevaluate and optimize their wealth plans. In […]

We didn’t say it, AI did! But we can’t say we disagree!

The psychology of financial advisor success is a multifaceted and dynamic topic that involves both the psychological traits and skills of the advisor, as well as the interactions between the advisor and their clients.Here are some key psychological factors that contribute to the success of a financial advisor:Trustworthiness and Credibility: Clients are more likely to […]