For over 30 years, UFC has expertly supported their advisor clients with customized investment products, sales tools, techniques and training. The sum total of our energy and value is centered on equipping financial advisors to expand their business opportunities.

Universal Financial Consultants (UFC) is an insurance and investment consulting organization that specializes in providing state-of-the-art, turn-key sales strategies to financial advisors across the United States. UFC is a founding member of Insurance Designers of America, one of the largest Brokerage General Agencies/Independent Marketing Organizations in the country.

UFC’s business affiliations allow its producers the best of all worlds: tremendous leverage and scale, access to the top insurance carriers and products, unparalleled compensation arrangements and good old fashioned local customer service support. UFC is also proud of its independent, non‐captive offerings that underscore the value proposition UFC consistently delivers to its family of agents day-in and day-out.

Universal Financial Consultants corporate headquarters located in Clearwater, Florida.

Our Mission

To be the number one resource in the nation to help high-net-worth individuals and the affluent prepare for a secure estate and retirement plan.

Our Guiding Principles

  • Our advisors come first.
  • Our employees and sales associates are UFC’s greatest asset.
  • Building relationships and teamwork are critical to our success.
  • We must demonstrate honesty and integrity at all times.
  • It is our responsibility to maintain the organization’s strong financial foundation and to support its growth.

Association Memberships

Insurance Designers of America

Insurance Designers is dedicated to serving the needs of the professional Life Insurance Producer and Financial Planner. We have offices in most of the major metropolitan centers of the United States. Our mission is to provide these professionals with cutting edge sales techniques, access to over 30 insurance and financial product suppliers and boutique personal service.

Sales Support

The UFC website is a powerful resource that offers an in-depth knowledge and tool resource center 24/7.

Point-of-Sale Executives

The pride of UFC is its team of sales professionals who travel to the advisor’s office and provides onsite sales and marketing assistance.

Internal Sales Team

The internal sales desk is comprised of expert staff members with product niche proficiency, complete life and annuity portfolio support and team leadership skills.

Business Support

Case Design Planners

From the simple and straightforward, to the most complicated of designs, our annuity and life case designers assist in the marketing and implementation of any imaginable sales concept. Our case designers are prepared to add expertise just when the advisor needs it most.

Underwriting Liaisons

Specializing in impaired risk, high profile and large face amount cases, our underwriting associates coordinate the underwriting process with our product providers. Our underwriters prepare medical summaries for those cases which require special assistance or have a complicated risk profile. The key in this department is to expedite the review process with the goal of providing the most favorable assessment and offer.

Licensing & Contracting Personnel

The contracting team understands the critical importance of ensuring licensing documentation is processed accurately and efficently. UFC knows the contracting piece of the business cycle is an essential aspect of the advisor’s practice and, as such, places particular emphasis on having the best trained personnel in the industry.

Compensation Specialists

The compensation department is dedicated to ensuring that commission details are current, accurate and processed upon receipt.

Dedicated Case Management Professionals

The new business case management group is charged with ensuring the efficient and timely work flow of each application, from submission to policy delivery and all the steps in-between. The team is dedicated to providing continual communications with the carriers, our sales associates and the financial advisor, so as to make certain all requirements are effectively completed.